Susu groups · Chamas · Lending circles

Peer lending, no friction

Members post a loan request, the circle votes and funds it — all in one place. No bank forms, no waiting weeks, no chasing repayments manually.

How a circle runs on FundFlow

Three steps. No spreadsheet chasing. No group chat confusion.

1

Set up your circle

Define contribution amounts, the rotation order, and payout schedule. Members join via a shareable link — no accounts to create first.

2

Contributions come in on time

Members get automatic reminders before each deadline. Payments are logged when they land. No manual reconciliation, no chasing.

3

Payouts go to the right person

The current slot holder gets paid on schedule. Every transaction sits in a ledger visible to all members — so nobody questions the numbers.

Already running a savings group? This is for you.

You're already doing this. FundFlow gives it the infrastructure it deserves.

Informal susu groups

Monthly pots, rotating payouts, 6 to 20 members. FundFlow tracks everything so the organizer stops being the unpaid accountant.

Office chamas

Your coworker savings group doesn't need a committee secretary armed with a spreadsheet. Put the records somewhere everyone can see.

Diaspora remittance pools

Members in London, Nairobi, and Toronto. Everyone sees the same ledger in real time — no mismatched records across time zones.

Be first to run your circle on FundFlow

We're opening access to coordinators first. Drop your email and we'll reach out when you're up.